AI.FO is a reasoning layer that turns your accounting and operational data into the kind of financial decisions that used to require a $350K hire.
The problem
Fractional CFOs
$3K-$10K/month. Booked out. Available Tuesdays. Can't answer at 11pm when you're making the call.
FP&A dashboards
Beautiful charts. Zero judgment. You still need someone to interpret the numbers and tell you what to do.
Full-time CFO
$250K-$400K fully loaded. Makes sense at $50M+. At $5M? You're paying enterprise prices for startup problems.
How it works
AI.FO sits on top of your existing accounting stack. It reads your data. It thinks about your data. Then it tells you what a good CFO would tell you.
Accounting software, bank feeds, operational metrics. AI.FO ingests what you already have.
The system applies financial judgment to your numbers. Cash flow risk, spend allocation, runway scenarios, margin analysis.
You get recommendations a CFO would give. Not charts to stare at. Answers you can act on.
Capabilities
Not just projections. AI.FO tells you when to worry, when to spend, and when the numbers don't add up.
Are you over-investing in the wrong places? The reasoning layer benchmarks your spend against your stage and sector.
What happens if revenue drops 20%? If you hire two more people? AI.FO runs the scenarios and gives you the real answer.
Ask in plain English. "Can we afford this hire?" "What's our real burn rate?" Get a CFO-quality answer in seconds.
Not every company can afford one. AI.FO closes that gap. Financial reasoning that's always on, always current, always honest about the numbers.
AI.FO — the reasoning layer for the rest of us.